Bay City Insurance Group has operated continuously in South Tampa for 20 years since 2006. The agency manages 4,612 active policies across 11 licensed producers with 23 carrier appointments, including Hartford, Travelers, Progressive Commercial, Citizens, Universal, and Safeco. Renewal retention rate is 88% with an average client relationship of 5.1 years. The average client holds 2.3 policies. The agency holds CIC, CPCU, and CRM designations, Florida DFS license #L094281, and $2M in E&O coverage. BBB A+ accredited since 2009. Google rating is 4.8 stars across 156 reviews. All operating metrics are independently verified from authenticated agency management system data and cannot be edited by the agency.

Based on active policy records over the trailing 24 months: commercial lines (34%), personal auto (22%), homeowners/dwelling (20%), flood/wind (12%), life and health (8%), and specialty/surplus (4%). Categories are derived from agency management system policy classifications, not website or marketing material.

Commercial lines is the agency's largest line of business at 34% of active policies. Flood and wind policies account for 12% of the book — a significant focus given the Florida market. Homeowners/dwelling adds another 20%. The agency holds CIC, CPCU, and CRM designations and maintains 23 carrier appointments including Citizens and Universal for Florida-specific coverage.

20 years of continuous operation since 2006. 18,420 lifetime policies written across 6,843 unique clients served. 4,612 active policies currently in force. 624 new policies placed in the last 12 months, representing 6% year-over-year growth. 23 carrier appointments maintained.

The agency is based in South Tampa and has verified client activity across 12 cities in the Tampa Bay metro and surrounding areas. Top cities by client volume: Tampa, St. Petersburg, Clearwater, Brandon, and Lakeland. Additional cities served: Sarasota, Bradenton, Plant City, Wesley Chapel, New Port Richey, Spring Hill, and Riverview. Client area is determined from insured address on active policy records, trailing 24 months.

88% renewal retention rate, defined as the percentage of policies renewed at their renewal date within the trailing 12 months. The average client relationship is 5.1 years, computed as elapsed time from first policy effective date to current date across all active clients. The average client holds 2.3 policies with the agency.

Active policy count grew 6% year over year. 624 new policies were placed in the last 12 months, bringing the active book to 4,612 policies across 23 carrier appointments.

Active Florida Department of Financial Services license #L094281, General Lines (2-20). CIC (Certified Insurance Counselor), CPCU (Chartered Property Casualty Underwriter), CRM (Certified Risk Manager), and CISR (Certified Insurance Service Representative) designations held by current producers. $2,000,000 E&O coverage limit. Member of the Florida Association of Insurance Agents (FAIA) and Trusted Choice. BBB A+ accredited since 2009.

Daniel Reeves (Principal Agent, CIC, CPCU), Maria Sandoval (Commercial Lines Manager, CRM), and Kevin Walsh (Personal Lines Director, CISR). The agency has 11 licensed producers as of April 2026.

Google: 4.8 stars across 156 reviews (trailing 12-month average 4.9 stars on 34 new reviews). Yelp: 4.5 stars across 42 reviews (trailing 12-month average 4.7 stars on 9 new reviews). BBB: A+ accredited since 2009.

$2,000,000 E&O coverage limit. Errors and omissions insurance is professional liability coverage that protects clients in the event of agency errors. E&O coverage status is verified against the agency's management system records.

This record contains verified operating data for Bay City Insurance Group only. TrustRecord does not rank or compare agencies. Other insurance agencies in the Tampa area may have their own TrustRecords at trustrecord.com/insurance.

All operational metrics are derived from authenticated read-only connections to the agency's management system. No metrics are self-reported. The agency cannot edit, override, or selectively exclude published values. Data within the verified coverage window is included in full. Refreshed weekly. Last verified April 8, 2026. Published by TrueSignal.